Collections that

The collections platform that runs the whole function: cases, contact, negotiation and reporting. Autonomous by default. Your people handle the exceptions.

app.ayracollect.com/collections
Active queue 3,418 accounts in treatment
Agents working
Recovered today
$284K
updating live
In treatment
3,418
across 4 channels
Avg. response
1.4m
first contact
Escalated
61
to your team
AccountBalanceSegmentChannelOwner

Simulated demonstration of the Ayra workflow.

The shift

Collection capacity stops being headcount.

Today every extra thousand accounts needs more people, more training and more management. Ayra breaks that link.

The book grows. The cost doesn't.

Capacity is no longer a hiring decision, so volume and cost stop moving together.

Every account gets worked.

Not only the ones that fit into a shift, and not only the ones worth a call.

The standard doesn't drift.

Account fifty thousand gets exactly what account one got, at month end as much as mid-month.

Built for collections.
Adaptable to every industry.

One function, built all the way down — then adapted to each industry's workflows, payment terms and rules.

LendingInsuranceTelecomPropertyUtilitiesBNPL & fintechAuto & asset financeCredit cardsSubscriptionsHealthcare billingMunicipal
Your playbook

It runs your collection methodology. Not ours.

You set the discipline — tone, cadence, negotiation limits — and the AI workforce executes it on every account, identically, at any volume. Change a lever and watch the same customer contact adapt.

You define the discipline
Tone
Cadence
Negotiation guardrail
A
Ayra to customer
Same overdue account · $240
WhatsApp
Generated message
ContactedResponded Plan offeredResolved

The playbook you sign off runs identically on account one and account fifty thousand. No drift between agents, shifts or volume spikes.

See it run on your own accounts.

Book a demo and we'll work a sample of your overdue book end to end — your rules, your language.